What do the plans cost, and what is in them?

Free is ₹0 and always will be: one parent, one child, habits, pocket money and the savings bank. Family is ₹199 a month for two children and a parent, with the meal planner and the whole bank. Plus is ₹399 a month for six children and two parents — both of you approving, from your own phones.

The health side is not on that list because it is free on every plan.

A friend’s referral code makes Family or Plus free for your first year — no card, and nothing to cancel.

If your family is larger than Plus, that is a conversation rather than a plan.