What does a child earn pocket money for?

For habits a parent sets — and only when the child ticks them off in person. A parent can approve what needs approving, but nothing ticks itself on a child’s behalf and no habit pays out twice.

There are ready-made packs by age, so a parent is not starting from an empty list. A child can ask for a habit to be added, but cannot add a reward.

A habit is never fined. Deductions exist and are a separate thing a parent sets up on purpose — and a child reads every deduction, with its reason, on their own money screen.